Ann Daniels Senior Consultant 441.541.5036 vCard

Ann Daniels is a Risk and Compliance professional with over 20 years’ experience in Regulatory Risk and Compliance in the Financial Services Industry. Utilizing her experience as a Financial Services Regulator, Ann honed her compliance and consulting roles with small and medium law firms, investment businesses, and money-service businesses, including the development, implementation and oversight of Compliance programs. Ann’s experience also includes the development and implementation of AML/CFT risk assessment policies, procedures, and training; automated monitoring systems; risk assessment methodologies; the implementation of standards and a program of oversight of compliance professionals.

Expertise

  • Acts as MLRO and Compliance Officer
  • Conducts independent reviews in accordance with Proceeds of Crime Regulations
  • Designs and implements Annual Compliance Plans and Annual Monitoring Plans
  • Drafts and implements AML/CFT Policy and Procedure Manuals, develops and implements Risk Assessment Methodologies, develops and delivers AML/CFT training
  • Identifies new/amended applicable legislation and develops plans to address regulatory obligations
  • Develops and implements controls around Bribery and Corruption, and Data Privacy
  • Assesses existing tools, documents business and system requirements, designs and implements enhancements to automated transaction monitoring systems, including identifying appropriate parameters
  • Designs remedial activities pursuant to regulatory review recommendations
  • Developed business and system requirements for bank automated transaction monitoring systems and oversaw its implementation, conducted business risk assessments, and developed divisional compliance staff
  • Performed the role of Supervisor of the Barristers and Accountants/AML/ATF Board, including drafting the Statement of Principles and guidance notes, establishing on-site procedures, and establishing thematic review of regulated entities

Career Highlights

  • MLRO Consultant, FIL Limited
  • Head of Compliance, Global Custody and Clearing Limited (LOM Group of Companies)
  • Vice President, Head of Compliance, Capital G Bank Limited Group of Companies
  • Senior Compliance Manager, HSBC Bank Bermuda
  • Various Roles Including Assistant Director, Banking, Trust & Investment, Acting Chief Operations Officer, Assistant Director of Policy, Banking, Trust & Investment, The Bermuda Monetary Authority
  • Resident Operations Officer, Exchequer Insurance, Ltd.
  • Inspector of Companies, Registrar of Companies, the Bermuda Government

Education, Accolades and Affiliations

  • Certified Public Accountant, State of Virginia
  • Certified Anti-Money Laundering Specialist
  • Various certificates in Project Management, Risk and Compliance, Anti-Bribery and Corruption
  • Trained as Peer Evaluator by the IMF
  • Bachelor of Accountancy, Summa cum Laude, May 1993
  • The George Washington University, Washington DC, School of Business and Public Management